Conventional loans are a great option and less expensive with the help of Private Mortgage Insurance (PMI) new options.

Now, you can get a conventional loan with just a 5% down payment and lower monthly payments.

With 30 years of a fixed mortgage, Conventional loans can give you better interest rates compared to non-conventional loans.

Although Conventional loans are flexible with your credit history, a FICO score of 620 and above is beneficial to get the approval.

With Conventional Loans, you are eligible to purchase modular homes, condos, manufactured homes, planned unit developments, and family residences.

Get Conventional Loan with Atlantic Shores Financial

Atlantic Shores Financial specializes in providing Conventional Loans and we offer quick, flexible financing options for Miami fix-and-flip projects.

Atlantic Shores Financial operates as a mortgage broker in Florida. Unlike most banks that only offer fewer products, we partner with several banks, lenders, private equity funds, and investors nationwide and offer a wide range of products.

We have the knowledge, experience, and relationships with several lenders, that enable us to find the loan that fits your situation

Contact us now if you are planning to apply for a Conventional Loan.

Contact us for Home Loans in Florida Today

We cannot wait to work with you and help you find the affordable Florida home loan that you need to put down in our beautiful state.

Recently Funded Properties


Single family home

Type: SFH
Purchase price: $405,000
Loan amount: : $303,750
LTV: 75%
Loan type: Non O/O 30 year no income verification

Cash Out Refinance

Single family home

Type: SFH/ vacation rental
Value: 2,400,000
Loan amount: 1,080,000
LTV: 45%
Loan type: 30 year no income verification, non O/O

Cash Out Refinance


Type of property: commercial/ shopping plaza
Transaction: cash out refinance
Value: $860,000
Loan amount: $400,000
30 year no income verification