FHA Loan


FHA Loan gives you the freedom to purchase a home with as low as a 3.5% down payment. Compared to Conventional Loan, FHA is more flexible when it comes to FICO score, which is just 580.

You are eligible for FHA loans when your monthly housing cost is less than the stated percentage of your gross income (31% Ratio). 

If you are a first time home buyer, FHA is an ideal option for you. The FHA loan allows credit qualified individuals who don’t fit for conventional loans to own a home. 

You can also refinance your existing FHA Loans at lower interest rates.

Get FHA Loan with Atlantic Shores Financial

Atlantic Shores Financial specializes in providing FHA Loans and we offer quick, flexible financing options for Miami fix-and-flip projects.

Atlantic Shores Financial operates as a mortgage broker in Florida. Unlike most banks that only offer fewer products, we partner with several banks, lenders, private equity funds, and investors nationwide and offer a wide range of products.

We have the knowledge, experience, and relationships with several lenders, that enable us to find the loan that fits your situation

Contact us now if you are planning to apply for an FHA Loan.

Contact us for Home Loans in Florida Today

We cannot wait to work with you and help you find the affordable Florida home loan that you need to put down in our beautiful state.

Recently Funded Properties


Single family home

Type: SFH
Purchase price: $405,000
Loan amount: : $303,750
LTV: 75%
Loan type: Non O/O 30 year no income verification

Cash Out Refinance

Single family home

Type: SFH/ vacation rental
Value: 2,400,000
Loan amount: 1,080,000
LTV: 45%
Loan type: 30 year no income verification, non O/O

Cash Out Refinance


Type of property: commercial/ shopping plaza
Transaction: cash out refinance
Value: $860,000
Loan amount: $400,000
30 year no income verification