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About The Company

Welcome to the mortgage firm that offers comprehensive solutions to suit your real estate financial needs.

Atlantic Shores Financial specializes in providing financing solutions for owner occupied and investment non owner occupied real estate transactions. Our loans range from $100,000 to $50,000,000.

Atlantic Shores Financial provides fast and easy process for financing on SFR, Condominium, Condo Hotels, Multi Units, Shopping Centers, Office Buildings, Warehouses, and many more types of properties.

Our loans can be structured to meet your long or short term needs.

The principal of Atlantic Shores Financial LLC, MARINA NAVARRO, is an experienced and licensed loan originator and has been in financial industry since 2009. Her goal is to ease her client’s experience in financing with programs that Atlantic Shores Financial has to offer.

You can feel insured that you are entrusting the largest financial commitment to one of the highest qualified and ethical mortgage professionals in South Florida.

Our Programs

Choose a program to learn more

Contact us for Home Loans in Florida Today

We cannot wait to work with you and help you find the affordable Florida home loan that you need to put down in our beautiful state.

How Does a Mortgage Loan Work?

A mortgage loan is guaranteed by the property and until the borrow pays off all the money the lender holds the title of the owner.
There are different types of loans that last different time periods.
To become an owner a buyer has to pay back the whole loan within a time frame defined by the type of loan.

Recently Funded Properties


Single family home

Type: SFH
Purchase price: $405,000
Loan amount: : $303,750
LTV: 75%
Loan type: Non O/O 30 year no income verification

Cash Out Refinance

Single family home

Type: SFH/ vacation rental
Value: 2,400,000
Loan amount: 1,080,000
LTV: 45%
Loan type: 30 year no income verification, non O/O

Cash Out Refinance


Type of property: commercial/ shopping plaza
Transaction: cash out refinance
Value: $860,000
Loan amount: $400,000
30 year no income verification


Atlantic Shores Financial strength remains in our group of knowledgeable and committed individuals/professionals working together to achieve a common goal. Our aim is to deliver extraordinary service to our clients and business partners.


Our insight on loan approvals comes with a commitment to proactively manage your loan process from start to finish. We provide trustworthy, reliable and the best financing options available to our clients.


Working in a well-organized and competent fashion provides us the resources you need to proactively solve problems ensuring your loan process runs smoothly and efficiently. We offer a cost-effective, fast, online submission process and can close in as little as 7 days!

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