Who this is for
Real estate investors acquiring or refinancing 1–4 unit rental properties, small multifamily, condos, and short-term rentals. Whether you're buying your second investment property or your thirtieth, we structure the deal around the asset — not just your W-2.
Loan options available
- DSCR loans — qualify on property cash flow, not personal income
- Conventional investment property loans (Fannie/Freddie guidelines)
- Bank statement loans for self-employed investors
- Short-term rental (Airbnb/VRBO) financing using projected income
- Portfolio loans for investors with multiple financed properties
- Cash-out refinance to access equity from existing rentals
General parameters
Down Payment
20–25% typical
Loan Terms
30-yr fixed, ARM options
Min. Credit Score
620+ (program dependent)
DSCR Minimum
1.0–1.25x (varies by lender)
Property Types
SFR, 2–4 unit, condo, STR
Loan Amounts
$100K – $3M+
Terms subject to credit approval, appraisal, and lender guidelines. Rates and requirements vary by program and borrower profile.
Why investors work with us
- We understand investor timelines — speed matters and we deliver
- Access to DSCR lenders not available through retail banks
- We handle complex scenarios: LLCs, multiple properties, STRs
- Clear communication — you always know where your deal stands